Authorize.Net Gateway - Cardholder Authentication Programs

Cardholder Authentication Programs enable Web merchants to provide their customers with maximum transaction security while reducing costly chargeback fees. The Verified by Visa and MasterCard® SecureCode ™ programs validate the identity of registered cardholders during Web-based transactions by requiring a personal identification number (PIN) at checkout. By employing this extra layer of authentication, merchants protect themselves from the costs associated with fraudulent and disputed transactions.

• Reduce Costs - Eliminates the fees and costs resulting from chargebacks associated with fraudulent transactions for attempted Visa transactions and authenticated MasterCard SecureCode transactions.
• Lower Rates - Visa offers an interchange rate reduction for merchants supporting Verified by Visa.
• Eliminate Chargebacks - Merchants that experience chargeback fraud will recognize an immediate return on investment.
• Promote Consumer Confidence - Gives merchants a competitive advantage over those that do not offer the service. If you are a merchant with an Authorize.Net Payment Gateway account, you can sign up for Cardholder Authentication Programs in the Merchant Interface.

Merchants interested in signing up for an Authorize.Net Payment Gateway account with Cardholder Authentication Programs can contact us for more information.